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You didn't lose anything
Your statement: "And through all this, I have never taken a dime out of SL for myself - I wanted to grow something, build something neat."
Explains why you haven't lost any 'investment' whatsoever. it's just like the stock markets. When they take a nose-dive, what do you do? Do you bail as fast as you can and dump everything for whatever you can get from them to salvage it?
Or, do you remain calm and simply sit on what you have?
When the stock market takes a nose-dive, you haven't lost a single cent... until you sell.
The same is with private islands. Until you sell - they haven't lost any value. Unless of course, you are a land-flipper like Sarah. now, I really do feel for her because she was playing the actual real estate business. Anyone doing the 'land baron' thing with estates got hurt.
I own an island and the price drop doesn't bother me a bit. In fact, it's encouraging me (read; making it damned tempting) to buy that second island I've been thinking about for so long.
What I'm worried about is the statement that "maintenance fees" (read: estate tiers to Linden Lab) will be "reevaluated in Q3"